The dollar card
that actually works.
Fund with bank transfer or crypto. Spend at 70M+ merchants worldwide. No more declined transactions.
Free to join · Ready in 2 minutes
Card Holder
YOUR NAME
Expires
12/28
70M+
Merchants worldwide
2 min
Card activation
24/7
Customer support
Works everywhere payments happen
Why Figo?
Payments should
just work.
That moment when the payment goes through? That's the payoff. We protect that moment—every time, everywhere.
- Tap it, it's done
- No declines, no drama
- Works anywhere in the world
- Every payment feels effortless
Recent Activity
Done! $127.50 to Emirates
Flight booked
All set. $42.80 at Uber Eats
Dinner sorted
Nice! Spotify renewed
Subscription active
How It Works
Four steps to freedom
01
Sign Up
Create your account in 2 minutes.
02
Verify
Quick ID check, no paperwork.
03
Fund
Add dollars or deposit crypto.
04
Spend
Use your card anywhere.
Funding
Fund your card, your way
Add dollars to your Figo card instantly using your preferred method. No delays, no hassle.
Virtual Account
Get a dedicated virtual account number. Transfer from any bank and your card is funded instantly.
- Instant bank transfers
- Dedicated account number
- No transfer limits
- 24/7 availability
Crypto (Stablecoins)
Convert your stablecoins to spendable dollars. Fast, secure, and at competitive rates.
- USDT & USDC supported
- Instant conversion
- Competitive rates
- Secure transactions
Features
Everything you need
Spend in Dollars
Accepted by 70M+ merchants worldwide
Instant Cards
Ready in under 2 minutes
Low Fees
Save up to 80% on transactions
Secure
Bank-level encryption
Real-time Alerts
Know every transaction
Cashback
Earn on every purchase
What people say
Trusted by thousands
“Booked my Emirates flight and it went through instantly. No drama, no declined card. Just done.”
David M.
Frequent Traveler, Lagos
“Netflix, Spotify, Apple Music—all my subscriptions just work now. No more failed payments.”
Amara K.
Creative Professional, Nairobi
“Paid for dinner with friends, split the Uber, bought concert tickets—all in one evening. Figo just works.”
Chidi O.
Tech Entrepreneur, Accra
Trust & Security
Your money is safe with us
We take security seriously. Your funds are protected by industry-leading standards.
Bank-level Encryption
256-bit SSL encryption protects all your data
Powered by Visa
Issued via licensed Visa partners
Hold Funds in USD
Your balance stays stable in US Dollars
Real-time Alerts
Instant notifications for every transaction
Transparent Pricing
Simple, honest fees
No hidden charges. No surprises. Just straightforward pricing.
- Virtual card: $10 one-time
- Monthly maintenance: Free
- Real-time notifications
- USDC deposits: Free
Transaction Fees
Spending Limits
$2,500
Per transaction
$5,000
Daily limit
$25,000
Monthly limit
Higher limits available with additional verification
Why Figo?
See the difference
| Feature | Figo | Others |
|---|---|---|
| Card currency | USD (Global) | Local restricted |
| Card activation time | 2 minutes | Days to weeks |
| Crypto funding | ||
| Virtual account | Limited | |
| Global acceptance | 70M+ merchants | Varies |
| Hidden fees | ||
| Real-time alerts | Sometimes |
FAQ
Common questions
How quickly can I get my card?
Your virtual card is ready instantly after verification. You can start making payments within 2 minutes of signing up.
What currencies can I fund with?
You can fund via bank transfer (NGN, KES, GHS, and more) or with stablecoins like USDT and USDC.
Are there any hidden fees?
No hidden fees. We're transparent about our pricing. You only pay a small fee when you fund your card.
Where can I use Figo?
Anywhere Visa is accepted—that's over 70 million merchants worldwide. Flights, hotels, subscriptions, food delivery, online purchases, and more.
Is my money safe?
Absolutely. We use bank-level encryption and your funds are held with licensed financial partners.
✨ Payment complete. That's the feeling.
Ready to get started?
Get your Figo card in minutes. Pay for anything, anywhere.