Grace Santos
Virtual Assistant & OFW Wife · Manila, Philippines
Virtual assistant and OFW wife in Manila. My husband works in Riyadh, I manage everything here — the kids, the budget, and every peso of remittance money.
2 articles by Grace
Guides10 min readMar 8, 2026
How I Manage Our Family Budget Across Two Countries and Three Time Zones
It's 3 AM in Manila, and I'm sitting at my kitchen table with my laptop, a calculator, and three different currency converter tabs open. Mark just...
Stories7 min readMar 1, 2026
We Lose ₱3,000 Every Month to Remittance Fees — I Finally Calculated It
My husband works in Riyadh. He sends money home every month. I finally sat down and calculated exactly how much we've lost to fees — and the number broke my heart.