Get a virtual Visa card in USD. Fund with JPY or crypto. Spend at 70M+ merchants worldwide. No more declined transactions.
Japanese credit cards often fail on non-Japanese international websites due to 3D Secure requirements and BIN restrictions. Yen-to-USD conversion rates from banks include hidden markups.
Japan's tech professionals and international business community need reliable global payment access. Many US and European platforms reject Japanese cards unexpectedly.
Avoid the 3D Secure failures and BIN blocks that plague Japanese cards on international sites. Figo works seamlessly on every global platform.
Use your Figo card at 70M+ merchants globally. No more declined transactions for Japaneses.
Easily fund your card with JPY via bank transfer or with crypto like USDT and USDC.
Your funds are protected with enterprise-grade encryption and held with licensed partners.
Get your virtual Visa card instantly after verification. Start spending right away.
Your Figo card works everywhere Visa is accepted. Tap any service for a step-by-step guide.
Netflix
$6.99–$22.99/month
Spotify
$11.99/month (Premium)
YouTube Premium
$13.99/month
Disney+
$7.99–$13.99/month
Amazon Prime Video
$8.99/month
Amazon
Varies
AliExpress
Varies
Google Ads
Pay per click (you set budget)
Meta Ads (Facebook & Instagram)
Pay per click/impression (you set budget)
TikTok Ads
Pay per click/impression (min $50/day for campaigns)
ChatGPT Plus
$20/month
Canva Pro
$12.99/month or $119.99/year
No hidden fees. No monthly charges. Just pay for what you use.
$2
Card issuance (one-time)
$0.35
USD transactions
2%
Foreign exchange
Common questions about using Figo in Japan
Yes. You can fund your Figo card with JPY via bank transfer or with USDC stablecoin. Your funds are converted to USD at competitive rates and loaded onto your card instantly.
Yes. Figo is a US-issued Visa card accepted on all major streaming platforms including Netflix, Spotify, YouTube Premium, and Disney+. Unlike many Japanese bank cards, Figo never gets declined on these services.
Figo charges a one-time $2 card issuance fee, $0.35 per USD transaction, and 2% on non-USD currency conversions. There are no monthly fees, no hidden charges, and no annual maintenance costs.
Yes. Figo is a US-issued Visa card that operates as a global fintech service. Using a foreign-issued card for online purchases is completely legal for residents of Japan.
Your virtual Figo card is ready instantly after verification — typically within 2 minutes. You can start making international payments immediately after funding your card.
Learn how to pay for Netflix, shop on Amazon, run Google Ads, and more from Japan.
Read our guidesJoin thousands of Japaneses who never get declined again.
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