Get a virtual Visa card in USD. Fund with ZAR or crypto. Spend at 70M+ merchants worldwide. No more declined transactions.
South African Rand volatility creates unpredictable costs for international purchases. SARB's annual foreign allowance limits and bank markup on forex transactions eat into your spending power.
South Africa's tech industry and remote workforce are among the continent's largest. From Cape Town's startup scene to Johannesburg's corporate sector, reliable USD access is a daily need.
Figo gives South Africans a clean way to spend in USD without eating into your annual forex allowance or dealing with bank markups. Fund with ZAR, spend globally.
Use your Figo card at 70M+ merchants globally. No more declined transactions for South Africans.
Easily fund your card with ZAR via bank transfer or with crypto like USDT and USDC.
Your funds are protected with enterprise-grade encryption and held with licensed partners.
Get your virtual Visa card instantly after verification. Start spending right away.
Your Figo card works everywhere Visa is accepted. Tap any service for a step-by-step guide.
Netflix
$6.99–$22.99/month
Spotify
$11.99/month (Premium)
YouTube Premium
$13.99/month
Disney+
$7.99–$13.99/month
Amazon Prime Video
$8.99/month
Amazon
Varies
AliExpress
Varies
Google Ads
Pay per click (you set budget)
Meta Ads (Facebook & Instagram)
Pay per click/impression (you set budget)
TikTok Ads
Pay per click/impression (min $50/day for campaigns)
ChatGPT Plus
$20/month
Canva Pro
$12.99/month or $119.99/year
No hidden fees. No monthly charges. Just pay for what you use.
$2
Card issuance (one-time)
$0.35
USD transactions
2%
Foreign exchange
Common questions about using Figo in South Africa
Figo is a US-issued card funded separately from your South African banking. It operates outside the SARB annual forex allowance system.
Yes. Fund via ZAR bank transfer at competitive rates. Your funds are converted to USD and loaded onto your Figo card.
Yes. Figo is accepted on all cloud platforms, SaaS tools, and international services — no more bank FX markups on every subscription renewal.
Learn how to pay for Netflix, shop on Amazon, run Google Ads, and more from South Africa.
Read our guidesJoin thousands of South Africans who never get declined again.
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