Get a virtual Visa card in USD. Fund with KES or crypto. Spend at 70M+ merchants worldwide. No more declined transactions.
While M-Pesa revolutionized local payments, it doesn't work for international online purchases. Kenyan bank cards face high decline rates on global platforms, leaving many unable to pay for essential services.
Kenya's tech hub status means thousands of developers, designers, and entrepreneurs need reliable international payment access daily. From Nairobi's Silicon Savannah to Mombasa's growing digital economy.
Figo bridges the gap between Kenya's mobile-first economy and the global dollar-denominated internet. Fund with KES, spend in USD — no M-Pesa limitations on international payments.
Use your Figo card at 70M+ merchants globally. No more declined transactions for Kenyans.
Easily fund your card with KES via bank transfer or with crypto like USDT and USDC.
Your funds are protected with enterprise-grade encryption and held with licensed partners.
Get your virtual Visa card instantly after verification. Start spending right away.
Your Figo card works everywhere Visa is accepted. Tap any service for a step-by-step guide.
Netflix
$6.99–$22.99/month
Spotify
$11.99/month (Premium)
YouTube Premium
$13.99/month
Disney+
$7.99–$13.99/month
Amazon Prime Video
$8.99/month
Amazon
Varies
AliExpress
Varies
Google Ads
Pay per click (you set budget)
Meta Ads (Facebook & Instagram)
Pay per click/impression (you set budget)
TikTok Ads
Pay per click/impression (min $50/day for campaigns)
ChatGPT Plus
$20/month
Canva Pro
$12.99/month or $119.99/year
No hidden fees. No monthly charges. Just pay for what you use.
$2
Card issuance (one-time)
$0.35
USD transactions
2%
Foreign exchange
Common questions about using Figo in Kenya
Currently Figo accepts KES bank transfers and USDC. We're working on M-Pesa integration to make funding even easier for Kenyans.
Yes. Figo is a US-issued Visa card, so it works on AWS, Google Cloud, DigitalOcean, and all cloud platforms — unlike many Kenyan bank cards.
Figo uses competitive market rates for KES-USD conversion. The exact rate is shown before you confirm your top-up, so there are no surprises.
Learn how to pay for Netflix, shop on Amazon, run Google Ads, and more from Kenya.
Read our guidesJoin thousands of Kenyans who never get declined again.
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