Get a virtual Visa card in USD. Fund with PAB or crypto. Spend at 70M+ merchants worldwide. No more declined transactions.
Panama uses USD but local bank cards still face international BIN rejections. Banks charge fees for international online transactions despite the shared currency.
As a dollarized economy and international business hub, Panama needs seamless global payment access. Figo eliminates the friction between Panama's dollar economy and global platforms.
A US-issued Visa BIN means zero acceptance issues. Fund with PAB (pegged to USD) and spend globally without the BIN blocks that plague Panamanian cards.
Use your Figo card at 70M+ merchants globally. No more declined transactions for Panamanians.
Easily fund your card with PAB via bank transfer or with crypto like USDT and USDC.
Your funds are protected with enterprise-grade encryption and held with licensed partners.
Get your virtual Visa card instantly after verification. Start spending right away.
Your Figo card works everywhere Visa is accepted. Tap any service for a step-by-step guide.
Netflix
$6.99–$22.99/month
Spotify
$11.99/month (Premium)
YouTube Premium
$13.99/month
Disney+
$7.99–$13.99/month
Amazon Prime Video
$8.99/month
Amazon
Varies
AliExpress
Varies
Google Ads
Pay per click (you set budget)
Meta Ads (Facebook & Instagram)
Pay per click/impression (you set budget)
TikTok Ads
Pay per click/impression (min $50/day for campaigns)
ChatGPT Plus
$20/month
Canva Pro
$12.99/month or $119.99/year
No hidden fees. No monthly charges. Just pay for what you use.
$2
Card issuance (one-time)
$0.35
USD transactions
2%
Foreign exchange
Common questions about using Figo in Panama
Yes. You can fund your Figo card with PAB via bank transfer or with USDC stablecoin. Your funds are converted to USD at competitive rates and loaded onto your card instantly.
Yes. Figo is a US-issued Visa card accepted on all major streaming platforms including Netflix, Spotify, YouTube Premium, and Disney+. Unlike many Panamanian bank cards, Figo never gets declined on these services.
Figo charges a one-time $2 card issuance fee, $0.35 per USD transaction, and 2% on non-USD currency conversions. There are no monthly fees, no hidden charges, and no annual maintenance costs.
Yes. Figo is a US-issued Visa card that operates as a global fintech service. Using a foreign-issued card for online purchases is completely legal for residents of Panama.
Your virtual Figo card is ready instantly after verification — typically within 2 minutes. You can start making international payments immediately after funding your card.
Learn how to pay for Netflix, shop on Amazon, run Google Ads, and more from Panama.
Read our guidesJoin thousands of Panamanians who never get declined again.
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